Invest now, secure tomorrow
With markets reaching new highs and interest rates heading lower, it’s a great time to review your investments. Returns from cash and short-term investments are lower now, and while they may be suitable for more immediate needs, parking your money may put you at risk of not being able to achieve your most important long-term financial goals.
A conversation with your Scotiabank advisor can make a huge difference in achieving financial success and peace-of-mind. By understanding your investment goals, your current financial circumstances and your comfort level with risk, your Scotiabank advisor can help with personalized advice and investment recommendations designed to achieve your goals. You’ve worked hard to save for your future, your investments should work hard for you too.
Things to consider: Sitting on the sidelines can be costly
If you’ve shifted away from your long-term investment strategy in favor of shorter-term investments, don’t let “for now” become forever. Doing so can really impact your ability to achieve your financial goals – the reason you’re investing in the first place. Set your portfolio up for success by investing in solutions that are aligned with your goals.
Growth of $10,000 after 20 years in different investments
Things to consider: Your goals should determine your investment strategy
How you invest today is one of the most important decisions you’ll make about reaching your goals in the future. Therefore, your goals should determine the right investment strategy for you. Whether you’re looking to maximize long-term growth for your retirement nest egg, save for a major purchase, or achieve another financial goal, there’s a Scotia Portfolio Solution for you.
The importance of matching your investments to your goals
Resources to help you find what’s right for you
The hidden cost of cash
Explore the implications of holding too much cash, including inflation risk, opportunity cost, and its potential to restrict long-term growth.
Scotia Portfolio Solutions
Achieve your goals with all-in-one investment solutions that are thoughtfully designed to grow your money and are continuously monitored and regularly rebalanced.
Let's talk investing: Cash, GICs or Bonds?
Exploring investor interest in GICs, high interest savings accounts and other cash like products, along with their limitations, risks, challenges and beyond.
Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed or insured by the Canada Deposit Insurance Corporation or any other government deposit insurer; their values change frequently, and past performance may not be repeated.
This publication is provided for information purposes only. It is not to be relied upon as financial, tax or investment advice or guarantees about the future, nor should it be considered a recommendation to buy or sell. Information contained in this document, including information relating to interest rates, market conditions, tax rules, and other investment factors, are subject to change without notice, and The Bank of Nova Scotia is not responsible to update this information. All third-party sources are believed to be accurate and reliable as of the date of publication, and The Bank of Nova Scotia does not guarantee its accuracy or reliability. Readers should consult their own professional advisor for specific financial, investment and/or tax advice tailored to their needs to ensure that individual circumstances are considered properly and action is taken based on the latest available information. This publication may contain forward-looking statements based on current expectations and projections about future general economic factors. Forward-looking statements are subject to inherent risks and uncertainties which may be unforeseeable and such expectations and projections may be incorrect in the future. Forward-looking statements are not guarantees of future performance and you should avoid placing undue reliance upon them. This publication and all the information, opinions and conclusions contained herein are protected by copyright. This publication may not be reproduced in whole or in part without the prior express consent of The Bank of Nova Scotia.
To the extent this publication contains information or data obtained from third party sources, it is believed to be accurate and reliable as of the date of publication, but The Bank of Nova Scotia does not guarantee its accuracy or reliability.
Scotiabank® includes The Bank of Nova Scotia and its subsidiaries and affiliates, including 1832 Asset Management L.P. and Scotia Securities Inc.
ScotiaFunds® are managed by Scotia Global Asset Management. ScotiaFunds are available through Scotia Securities Inc. and from other dealers and advisors. Scotia Securities Inc. is wholly owned by The Bank of Nova Scotia and is a member of the Canadian Investment Regulatory Organization.
® Registered trademarks of The Bank of Nova Scotia, used under licence.
© Copyright 2024 The Bank of Nova Scotia. All rights reserved.
