Scotia Essentials Portfolios™

Special offer tag
Earn a 1.5% cash bonus on transfers into a Scotia Essentials Portfolio.
*Or other investment products held in an eligible registered account. Bonus up to $3,750. Min transfer required. Conditions apply.
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What is a Scotia Essentials Portfolio?

It’s an all-in-one investment solution for your most important goals. You don’t need to be an expert, and you don’t need to manage it yourself.

We build and manage your portfolio, combining mutual funds and cost-effective ETFs.

You choose your goal and your comfort with risk.

Low fees, no hidden costs.

What makes Scotia Essential Portfolios different from other investments?

Whether you’re new to investing, new to Canada, or just want to find a simple way to invest, Scotia Essentials Portfolios are designed for you. 

Saves you time
You don’t pick individual investments. Our team of professionals does—using the global resources of Scotia Global Asset Management.

Spreads your risk
Each portfolio includes a mix of asset classes, global markets, and investment styles which helps protect your money and grow it over time.

Adapts over time
Markets move and so should your portfolio. We actively monitor and adjust it to capture new investment opportunities.

Investing with advice: A foundation for financial success

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Invest with ease

Start with as little as $5001

Save automatically with pre-authorized contributions for as little as $25 per month

Options available for predictable monthly income.

Choose the right mix for you

Choose from four Essentials Portfolios. Whether you're deciding on building a retirement portfolio, focused on growing your savings or prefer a conservative approach, each portfolio is constructed with a target asset mix to balanced risk and reward and keep financial goals on track.

To find your match, connect with a Scotiabank Advisor or get started with Scotia Smart Investor via Advice+.


A diagram of four pie charts illustrates the target asset mix of each available Scotia Essentials Portfolio, to suit financial goals such as saving for retirement. They range from lower risk, income-oriented investments, to balanced portfolios, to equity-focused, for maximum growth potential.

How to get started

Create your plan to put your money to work towards your personal financial goals.

Step 1:
Tell us what you’re investing for

Whether it’s a home, retirement, or a big trip, we’ll work with you to choose the right mix.

Step 2:
Answer a few quick questions

We’ll help you understand your comfort with risk and your time horizon.

Step 3:
Get matched with a portfolio

We recommend the best-fit option from our four professionally managed portfolios.

Step 4:
Open your account online

And watch your money grow.

Additional resources

About Scotia Global Asset Management

At Scotia Global Asset Management®, we're proud of our history and the trust we've built to become one of Canada's largest asset managers, responsible for more than $350 billion in investments on behalf of our clients.