Invest in peace of mind by investing in mutual funds

Worrying about your finances shouldn’t keep you up at night. Whether you’re saving for retirement, a child’s education, or other important goals, we offer a wide variety of mutual funds options that can help you reach your goals.

What you need to know about mutual funds 

A mutual fund is a professionally-managed investment that pools money from different investors to purchase a variety of investments like stocks, bonds or other securities.  Mutual funds are one of the most popular investment options for Canadian investors. 

To learn more about mutual funds, watch our short video.

Watch Mutual Funds 101 video Watch Mutual Funds 101 video

Why mutual funds? 

There are several benefits to investing in mutual funds.

Diversification 

By investing in a range of different securities, mutual funds help diversify risk, which is really another way of saying that you won’t be putting all your eggs in one basket. If one investment is down, those losses can potentially be offset by another of the fund’s holding.

Cost effectiveness 

Mutual funds offer low investment minimums, which means new investors can get started with an initial investment as little as $500 – or even less in many cases. You can also set up automatic investment plans that can work with almost any budget.

Professional money management 

Our funds are managed by experienced investment professionals, which can remove the complexity and often time-consuming work involved with selecting and trading individual securities on your own.

Access and convenience 

By investing in a mutual fund, you get access to a large number of securities, which might be otherwise difficult or too expensive to access or manage on your own. Mutual funds can also be bought and sold daily on a business-day basis, offering you easy access to your money. All in the convenience of a single-ticket investment.

Mutual funds 

Our line-up of mutual funds includes domestic, international and specialty funds across all asset classes, regions and investment styles.

See all mutual funds

Cash equivalent funds 

Add stability and liquidity to your portfolio. Cash equivalent funds aim to provide safety plus interest income. These funds can also add stability and liquidity to your portfolio. 

Income funds 

These funds offer the potential for higher interest income than cash equivalent funds, but usually experience greater volatility than cash equivalent funds. They invest in high-quality bonds, mortgages, and dividend-paying shares. 

Balanced funds 

A combination of cash equivalent, fixed income and equity securities in one fund. Our balanced funds combine asset allocation, diversification and professional management in one investment. 

Equity funds 

Funds that invest in the stock markets of Canada, the U.S., and countries around the world offer the greatest potential for long-term growth by investing in common shares and other equity securities.

Index funds 

Replicate a market index, a basket of stocks or securities that is used as a benchmark, such as the S&P/TSX Composite Index or the S&P 500 Index.

Portfolio Solutions 

Our Portfolio Solutions can take the complexity out of investing so you don't have to make the difficult, time-consuming and often complex decisions required to be a successful do-it-yourself investor. These convenient all-in-one portfolios blend a diversified mix of mutual funds to grow your savings while carefully managing risk. 

Ready to get started? 

A Scotiabank advisor can help.