@font-face{font-display:swap;font-family:"FontAwesome";src:url("//netdna.bootstrapcdn.com/font-awesome/4.3.0/fonts/fontawesome-webfont.eot?v=4.3.0");src:url("//netdna.bootstrapcdn.com/font-awesome/4.3.0/fonts/fontawesome-webfont.eot?#iefix&v=4.3.0") format("embedded-opentype"),url("//netdna.bootstrapcdn.com/font-awesome/4.3.0/fonts/fontawesome-webfont.woff2?v=4.3.0") format("woff2"),url("//netdna.bootstrapcdn.com/font-awesome/4.3.0/fonts/fontawesome-webfont.woff?v=4.3.0") format("woff"),url("//netdna.bootstrapcdn.com/font-awesome/4.3.0/fonts/fontawesome-webfont.ttf?v=4.3.0") format("truetype"),url("//netdna.bootstrapcdn.com/font-awesome/4.3.0/fonts/fontawesome-webfont.svg?v=4.3.0#fontawesomeregular") format("svg");font-weight:normal;font-style:normal}
@media(max-width:767px){.dynamic-article .breadcrumb-wrapper{display:none}
}
.dynamic-article .article-container{padding-top:40px;padding-bottom:40px}
.dynamic-article .article-actions{position:relative;padding:24px 0;font-size:.9rem}
.dynamic-article .article-actions.with-bg{background:#f6f6f6}
.dynamic-article .article-actions a,.dynamic-article .article-actions button,.dynamic-article .article-actions .share{color:#333;font-size:1.1rem}
.dynamic-article .article-actions .back .has-arrow{color:#333;font-family:"Scotiabank-Bold","Frutiger-Bold",sans-serif;font-size:1rem}
@media(max-width:767px){.dynamic-article .article-actions .back .has-arrow{font-size:.9rem}
}
.dynamic-article .article-actions .back .has-arrow span{border-bottom:1px dotted}
.dynamic-article .article-actions .back .has-arrow:hover span,.dynamic-article .article-actions .back .has-arrow:focus span{border-bottom:0}
.dynamic-article .article-actions .back .has-arrow::before{border-bottom:2px solid #333;border-right:2px solid #333;position:relative;content:"";display:inline-block;height:11px;width:11px;-webkit-transform:rotate(135deg);transform:rotate(135deg);margin-right:4px}
.dynamic-article .article-actions .actions{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;-webkit-box-align:center;-ms-flex-align:center;align-items:center}
@media(max-width:767px){.dynamic-article .article-actions .actions{-webkit-box-pack:end;-ms-flex-pack:end;justify-content:flex-end}
}
.dynamic-article .article-actions .share a{position:relative;display:inline-block;font-weight:normal;margin-left:24px}
.dynamic-article .article-actions .share .social-icon{cursor:pointer;font-size:1.5rem}
.dynamic-article .article-actions .business{text-align:center}
.dynamic-article .article-actions .business p{font-size:21px}
@media(max-width:767px){.dynamic-article .article-actions .row{-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between}
}
.dynamic-article .article-actions .subscribe{text-align:right;color:#333;font-family:"Scotiabank-Bold","Frutiger-Bold",sans-serif;font-size:1rem}
.dynamic-article .article-actions .subscribe a{display:inline-block}
.dynamic-article .article-actions .subscribe a:hover,.dynamic-article .article-actions .subscribe a:focus{border-bottom:0}
.dynamic-article .article-actions .subscribe p{font-size:21px}
.dynamic-article .article-actions .subscribe .bns_button{padding:0}
.dynamic-article .article-actions .subscribe .bns_button.text-only-button .text{text-decoration:none}
@media(max-width:767px){.dynamic-article .article-actions .subscribe a{font-size:.9rem}
}
@media(max-width:767px){.dynamic-article .article-actions{padding:12px 0}
.dynamic-article .article-actions .business{text-align:right;display:none}
}
.dynamic-article article .article-title,.dynamic-article .article-banner .article-title{font-family:"Scotiabank-Headline",Arial,sans-serif;font-size:1.7rem;margin-bottom:15px}
.dynamic-article .article-info{font-size:.7rem;margin-bottom:24px}
.dynamic-article .article-info .middot{font-weight:bold}
.dynamic-article .article-info .article-category{text-transform:uppercase}
.dynamic-article .article-content img{width:100%;max-width:100%}
@media(max-width:767px){.dynamic-article .article-content table td{width:100% !important}
.dynamic-article .article-content table td+td{padding-top:15px}
}
.dynamic-article .article-banner{background:#ec111a;color:#fff;position:relative}
.dynamic-article .article-banner.non-retail.dark-grey{background-color:#333}
.dynamic-article .article-banner.non-retail.red{background-color:#ec111a}
.dynamic-article .article-banner.non-retail.cinamon{background-color:#a4502e}
.dynamic-article .article-banner.non-retail.indigo{background-color:#533c5e}
.dynamic-article .article-banner.non-retail.navy{background-color:#233e5b}
.dynamic-article .article-banner.non-retail.plum{background-color:#8d4458}
.dynamic-article .article-banner.non-retail.evergreen{background-color:#33493e}
.dynamic-article .article-banner.non-retail.gold{background-color:#946f42}
.dynamic-article .article-banner.non-retail.brick{background-color:#a6000e}
.dynamic-article .article-banner.swi.swi-red{background-color:#ec1b2e}
.dynamic-article .article-banner.swi.swi-black{background-color:#25282a}
.dynamic-article .article-banner.swi.swi-plum{background-color:#c01b7f}
.dynamic-article .article-banner.swi.swi-teal{background-color:#008980}
.dynamic-article .article-banner.swi.transparent{background-color:transparent}
.dynamic-article .article-banner.retail.red{background-color:#ec111a}
.dynamic-article .article-banner.retail.pink{background-color:#f2609e}
.dynamic-article .article-banner.retail.blue{background-color:#009dd6}
.dynamic-article .article-banner.retail.green{background-color:#138468}
.dynamic-article .article-banner.retail.purple{background-color:#7849b8}
.dynamic-article .article-banner.retail.orange{background-color:#fb6330}
.dynamic-article .article-banner.retail.light-grey{background-color:#f6f6f6}
.dynamic-article .article-banner.retail.dark-grey{background-color:#333}
.dynamic-article .article-banner.retail.white{background-color:#fff}
.dynamic-article .article-banner.retail.transparent{background-color:transparent}
.dynamic-article .article-banner .banner-content{position:relative;z-index:10;padding-top:96px;padding-bottom:96px}
@media(max-width:767px){.dynamic-article .article-banner .banner-content{padding-top:24px;padding-bottom:24px}
}
.dynamic-article .article-banner .banner-image{position:absolute;background-repeat:no-repeat;background-position:center center;background-size:cover;height:100%;width:50%;top:0;right:0;z-index:1}
@media(max-width:767px){.dynamic-article .article-banner .banner-image{position:relative;width:100%;height:30vh}
.dynamic-article .article-banner .banner-image.hide-banner-image-mobile{display:none}
}
@media(min-width:768px)and (max-width:991px){.dynamic-article .article-banner .banner-image.hide-banner-image-tablet{display:none}
}
.dynamic-article .article-banner .banner-category{text-transform:uppercase;margin-bottom:12px;font-size:13px}
.dynamic-article .article-banner .banner-title{color:#fff;font-size:36px;font-family:"Scotiabank-Headline";line-height:1.3;margin-bottom:24px}
@media(max-width:767px){.dynamic-article .article-banner .banner-title{font-size:30px;margin-bottom:12px}
}
.dynamic-article .article-banner .banner-info{margin-bottom:0;font-size:1.1rem}
.dynamic-article .article-banner.bg--brand-gray-300 .banner-category,.dynamic-article .article-banner.bg--brand-gray-300 .banner-title,.dynamic-article .article-banner.bg--brand-gray-300 .banner-info,.dynamic-article .article-banner.bg--brand-light-gray .banner-category,.dynamic-article .article-banner.bg--brand-light-gray .banner-title,.dynamic-article .article-banner.bg--brand-light-gray .banner-info{color:#333}
.dynamic-article .not-found{padding:24px 0;font-size:1.5rem;text-align:center}
.dynamic-article .related-articles .related-heading{font-family:"Scotiabank-Headline",Arial,sans-serif;font-size:1rem;margin-bottom:24px;padding-bottom:10px;border-bottom:1px solid #333}
.dynamic-article .related-articles .article-title{color:#333;font-family:"Scotiabank-Bold","Frutiger-Bold",sans-serif}
.dynamic-article .related-articles .article-description{color:#333;font-family:"Scotiabank-Regular"}
.dynamic-article .related-articles .related-article+.related-article{border-top:1px solid #e4e8ec;padding-top:24px}
.dynamic-article .related-articles .related-articles-title{font-size:1.5rem}
.dynamic-article.article--layout1 .article-actions a,.dynamic-article.article--layout1 .article-actions button,.dynamic-article.article--layout1 .article-actions .share{font-family:"Scotiabank-Bold",Arial,sans-serif}
.dynamic-article.article--layout1 .article-actions .share a{margin-left:12px}
.dynamic-article.article--layout1 .article-actions .share .social-icon{font-size:1.2rem}
.dynamic-article.article--layout4{background:#f6f6f6}
.dynamic-article.article--layout4 .article-container{background:#fff}
.dynamic-article.article--layout4 article{padding:0 72px}
@media(max-width:767px){.dynamic-article.article--layout4 article{padding:0 12px}
}
.dynamic-article.article--layout4 .article-info-bar{background:#f6f6f6;text-align:center;padding:12px 24px;margin-bottom:48px}
@media(min-width:1200px){.dynamic-article.article--layout4 .article-info-bar{padding:24px 48px}
}
@media(max-width:767px){.dynamic-article.article--layout4 .article-info-bar .row{margin:0}
}
.dynamic-article.article--layout4 .article-info-bar .row>div{min-height:50px;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-ms-flex-align:center;align-items:center;text-align:left}
.dynamic-article.article--layout4 .article-info-bar .row>div+div{border-left:2px solid #e2e8ee}
@media(min-width:768px){.dynamic-article.article--layout4 .article-info-bar .row>div:last-of-type:not(.social){text-align:right;-webkit-box-pack:end;-ms-flex-pack:end;justify-content:flex-end}
}
@media(max-width:767px){.dynamic-article.article--layout4 .article-info-bar .row>div{-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;text-align:center;padding:24px}
.dynamic-article.article--layout4 .article-info-bar .row>div+div{border-left:0;border-top:2px solid #e2e8ee}
}
@media(min-width:1200px){.dynamic-article.article--layout4 .article-info-bar .col-md-6.social{padding-left:48px}
}
@media(max-width:1199px){.dynamic-article.article--layout4 .article-info-bar .col-md-6.social{padding-left:24px}
}
.dynamic-article.article--layout4 .article-info-bar .social{-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;text-align:center}
.dynamic-article.article--layout4 .article-info-bar .social a{position:relative;display:inline-block;font-weight:normal;color:#333}
.dynamic-article.article--layout4 .article-info-bar .social a+a{margin-left:24px}
@media(max-width:767px){.dynamic-article.article--layout4 .article-info-bar .social a+a{margin-left:48px}
}
.dynamic-article.article--layout4 .article-info-bar .social .social-icon{cursor:pointer;font-size:1.5rem}
.dynamic-article.article--layout4 .article-content .text{line-height:1.7}
@media(min-width:1200px){.dynamic-article.article--layout4 .article-content .text{font-size:1.1rem}
}
.dynamic-article.article--layout4 .article-content .bns--callout-button .text{padding:0;line-height:20px;font-size:1rem}
.dynamic-article.article--layout4 .article-content .image small{display:block;padding:6px 48px 0}
@media(min-width:1200px){.dynamic-article.article--layout4 .article-content .image small{padding:8px 96px 0}
}
.dynamic-article.article--layout4 .article-content .image+.text{margin-top:24px}
@media(min-width:1200px){.dynamic-article.article--layout4 .article-content .image+.text{margin-top:48px}
}
.dynamic-article.article--layout4 .related-articles{padding:48px 0}
@media(max-width:767px){.dynamic-article.article--layout4 .related-articles{padding:24px 0}
}
.dynamic-article.article--layout4 .cta-arrow-wp span{background-image:url("data:image/svg+xml;base64,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");background-repeat:no-repeat;background-size:contain;display:block;width:30px;height:30px;-webkit-transition:all .3s ease;transition:all .3s ease}
.dynamic-article.article--layout4 .cta-arrow-wp:hover span{-webkit-transform:translateX(12px);transform:translateX(12px)}
.dynamic-article .bns--card.card--media.c--clickable{border:1px solid #f6f6f6;-webkit-box-shadow:0 2px 10px rgba(0,0,0,.1);box-shadow:0 2px 10px rgba(0,0,0,.1)}
.dynamic-article .bns--card.card--media.c--clickable .subcategory{text-transform:uppercase;font-size:13px;margin-bottom:0;line-height:1}
.dynamic-article .bns--card.card--media.c--clickable .article-date{margin-top:8px;margin-bottom:0;line-height:1}
.dynamic-article .bns--card.card--media.c--clickable .c--title p,.dynamic-article .bns--card.card--media.c--clickable .c--title h1,.dynamic-article .bns--card.card--media.c--clickable .c--title h2,.dynamic-article .bns--card.card--media.c--clickable .c--title h3,.dynamic-article .bns--card.card--media.c--clickable .c--title h4,.dynamic-article .bns--card.card--media.c--clickable .c--title h5,.dynamic-article .bns--card.card--media.c--clickable .c--title h6{margin-top:12px;margin-bottom:12px}
.dynamic-article .bns--card.card--media.c--clickable .c--title h3{font-size:1.1rem}
.dynamic-article .bns--card.card--media.c--clickable .cta-arrow-wp{padding-top:16px}