Scotia Aria® Retirement Program 

The only retirement program of its kind in Canada.

Enjoy what’s important to you today as you get closer to your retirement goals tomorrow

Aria is a flexible, one-of-a-kind retirement program that appreciates everyone has a different vision of retirement and starting point. Aria takes a personalized approach to helping you achieve your retirement goals with a tailored retirement portfolio that matches your unique needs and stage in life. 

on Scotia Aria Program Watch personalized video

Why Aria? 

  • A retirement portfolio that’s tailored to your stage in life
  • An asset allocation that balances growing your savings and managing volatility and risk
  • A strategy that offers flexible retirement income options for retirees
  • A low minimum investment of $500 to start your retirement journey
  • A partnership that supports you with ongoing advice from a Scotiabank advisor

Want to know more? View our Scotia Aria Retirement Program brochure.

Build, defend and draw an income from your retirement savings 

A Scotiabank advisor can recommend a customized combination of Aria mutual fund portfolios based on your stage in life and risk tolerance. If you’re already retired and seeking retirement income, Aria offers flexible cash flow options that can change with your needs.

Build Portfolios

Diversified mutual fund portfolios that focus on a growth strategy for your retirement savings during your working years. Available in four asset allocations to suit your risk tolerance. 

Defend Portfolios

Diversified mutual fund portfolios that focus on managing the ups and downs of the market as you approach retirement and while in retirement. Available in four asset allocations to suit your risk tolerance. 

Pay Portfolios

Diversified mutual fund portfolios that focus on generating retirement income and modest growth when you retire. Available in four asset allocations to suit your risk tolerance. 

Scotia Aria Retirement Program versus other portfolio solutions   

Features

Traditional Portfolios

(i.e. Scotia Selected Portfolios)

Scotia Aria Retirement Program

Choice of asset allocations for different risk tolerances

Broad investment diversification

Professional money management

Exclusive to retirement

X


Tailored approach to life stage

X


Customized cash flow options

X


Ready to get started? 

We're here to help.