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Scotiabank American Express Cards, Scotiabank Visa Credit Cards and Scotiabank Personal Line of Credit Accounts

At Scotiabank, we are committed to helping you better understand the terms and conditions associated with your revolving credit products and any updates or changes that we make to them. Please click on the link below to review the current Revolving Credit Agreement for your account. A complete listing of the accounts governed by this agreement is also below.

Revolving Credit Agreement (effective August 1, 2023)

Notices

New!

Credit Card Accounts: Scotiabank® Scene+™ Visa*Card, Scotia® Home Hardware PRO Visa* Business card, Scotiabank^† Gold American Express® Card

(Account opened on or after January 29, 2024)

All other Credit Card Accounts: Scotiabank American Express Cards and Scotiabank Visa Credit Cards

(Account opened before January 29, 2024)

Important Notice about Installment Plans included with eligible Scotiabank Credit Card Accounts and Installment Plan Terms and Conditions and Changes to the Revolving Credit Agreement and Disclosure Statement (effective as of May 15, 2022).

Credit card account open dates may impact notices that apply to you to help you understand changes we make to our product and services to serve you better now and into the future. Please review them carefully.