Canadian Guaranteed Return 3 Year

Guar. minimum Int. Rate:

The Guaranteed Minimum Interest Rate is an annual rate that is compounded annually throughout the term of your investment and paid on the maturity date.

Maximum Return:

This is the maximum potential return available from the basket of underlying shares, if any, for the entire term and not for a single year. The actual return may be lower and it is not guaranteed. No return is paid if the average of the share returns of the shares in the basket of shares is zero or lower. The maximum return does not include the minimum guaranteed interest rate. For more information on Scotiabank Equity Powered GICs, the underlying basket of shares, return calculations and payments, please see the Scotiabank Equity Powered GIC Fact Sheet.

Actual Return Paid:

This is the Actual Return Paid for the term. It is not an annual rate. The Actual Return Paid Includes the Guaranteed minimum Interest Rate compounded annually throughout the term of your investment plus the change in Basket Value. Please note that past performance is not a guarantee of future performance and may not be repeated. For a detailed breakdown of return calculations for individual shares in the underlying basket of shares, please visit Investors Solutions